A State-By-State Case: 6 Important Workers Comp Tips for Business Owners

workers comp

By Rachelle Wilber

Workers compensation cases can be one of the most costly types of litigation for a company. In some cases and in some industries, it may be more difficult to prevent your employees from getting injured on the job. However, there are a number of things you can do to make the process easier on everyone. In this blog we will discuss some things to do, as a manager, when an employee does get injured and some tips to prevent it from happening in the first place.

Arrange for Medical Care
You, as the manager or supervisor, are the one who is responsible for arranging the employee’s medical care. Advise them to choose one doctor so the entire process can run smoothly. If it’s an emergency, make sure they get to an emergency room.

Complete Forms Immediately
Process the necessary forms as soon as you know the employee is all right. These forms need to get to the proper authorities within twenty-four hours in order to prevent potential lawsuits.

Stay in Touch With the Employee
You need to be the one keeping in touch with the injured employee. You are the person who takes into account all of the employee’s concerns and questions. Encourage him or her to follow any doctor’s orders. Make recommendations that help him or her return to work sooner rather than later.

Provide Training
Before any accidents happen, provide training for everyone under your supervision. Make sure everyone knows what to do when someone is injured. Emphasize to your employees the importance of reporting any injuries immediately, large or small. When everyone understands the gravity of these types of cases, your job will become a lot easier.

Prevent Injuries
Take every precaution to prevent any injuries. Provide regular safety training and proper safety gear. Note which employees may have past injuries or other physical conditions that might prevent them from being able to do certain aspects of the job.

Have Legal Help
In case of a lawsuit, have an attorney handy. There are a number of things throughout the process of any workers compensation case that can go wrong, from an employee not reporting an injury immediately, to negligence on a supervisor’s behalf. Keep a lawyer like Ravi Sattiraju, who deals with employment laws in New Jersey, in your contacts list to minimize these problems.

With these tips in mind, managing and preventing employee injuries should be a lot less costly and time consuming.

Rachelle Wilber is a freelance writer living in the San Diego, California area. She graduated from San Diego State University with her Bachelor’s Degree in Journalism and Media Studies. She tries to find an interest in all topics and themes, which prompts her writing. When she isn’t on her porch writing in the sun, you can find her shopping, at the beach, or at the gym. Follow her on twitter: @RachelleWilber.

Physical Security Steps Your Business is Probably Missing


By Brooke Chaplan

Most people think of anti-virus programs when they think of business security, but physical security is still vitally important to keeping your company safe. Fortunately, there are simple and cost-effective ways to maintain employee and building safety. Here are five security tips that will keep your business secure and hopefully you aren’t forgetting.

Employee Training
Most companies typically train employees on topics such as safety or diversity. However, physical security is equally important. HR should always properly orientate new employees on security protocols and supervisors should provide annual refreshers to existing employees. Employees need to be instructed on both physical and virtual security. That is, there are certain physical security threats, such as social engineering, which result in virtual security risks. Social engineering involves hackers or criminals using manipulative techniques to elicit confidential information from employees. It often appears in the form of innocent and informal conversations that attempt to con the employee out of targeted information. Make sure employees know what to do in these situations and how to recognize them.

Entrance Procedures
First, customers should only be given access to certain entrances and areas. Remember that unless an area has a posted sign, a customer or member of the public can find any excuse to be there. Therefore, doors need to have the right kind of physical security. Mechanical door locks with pins are an easier to manage and adjust, than handing out keys to employees. Keep in mind that keys are easily lost, copied, or forgotten elsewhere. In addition, hiring a locksmith to re-key or change the locks is expensive and troublesome. Instead, keyless door locks can be periodically changed to ensure maximum security. For companies that need enhanced security, consider using a card reader system with swipe cards.

Anti-Theft Tips
Internal thefts and wandering customers in the work area can result in lost equipment and theft of sensitive information. Ideally, tools and equipment should be stored in a locked room. Always ensure that the server room remains locked. Be sure to use security cable locks on all electronic equipment, especially with laptops and smaller devices. Sensitive and confidential client information must be stored in locked file cabinets or locked rooms. One of the biggest sources of theft isn’t just lost tools or products, but stolen customer data. Keep in mind that HIPPA regulations contain severe punishments for companies that fail to protect personal health information. Employees should be instructed to never leave client documentation sitting in public, but instead properly file it away.

Computer Security
While computers may be able locked to the desk and files might be locked in file cabinets, many employees regularly forget to log off their computer. Be sure to institute a strict computer access policy that mandates that employees will always log-off every time they leave their computer. Passwords aren’t just a necessity, but should be regularly changed every few months. Employees should be instructed to never leave a company laptop or electronic device unattended in public. If employees must travel with the laptop, they should stow it in the trunk. Be sure to issue laptop cable locks to employees that regularly travel.

Security Systems
It is surprising how many companies with hundreds of thousands of dollars’ worth of office and computer equipment lack a basic security system. A security system not only provides peace of mind, but is a valuable company asset. In fact, many insurance companies offer discounts for companies that have a professional security system installed at their work site. A security system that is monitored by a third-party security company is recommended for certain companies, such as IT, financial, and even construction industries. There are also added benefits to having a security system. For example, NorthStar Home security alarms come with apps that provide real time updates on your business building.

Overall, business security can be enhanced through training employees, using locked doors, and proper storage procedures and locations. Employees should always log off and be mindful when they travel with company equipment. Finally, a security system provides affordable and comprehensive protection. Use these tips and other to be sure your physical security is always intact.

Brooke Chaplan is a freelance writer and blogger. She lives and works out of her home in Los Lunas, New Mexico. She loves the outdoors and spends most her time hiking, biking and gardening. For more information contact Brooke via Twitter @BrookeChaplan.

6 Entrepreneurship Lessons From Family Businesses


By Stacy Cowley

Entrepreneurs who have built companies that touch multiple generations share what they have learned along the way.

1) Behind every successful leader is a skilled management team.

The founder of the bow-tie line Mo’s Bows is a charismatic salesman with an intuitive eye for fashion. He’s also 13.

“He does have a C.E.O. of Mo, and that’s mama,” says Tramica Morris. “Mama makes the decisions.”

Moziah Bridges says working with his mom — who sews the ties he designs, fields customer service calls, coordinates his travel and media appearances and makes sure he does his homework each night — is “the most challenging part” of the business.

“We’re like fire and ice,” he says. “But at the end of the day, we come up with a good solution.”

2) Plan for succession, and train your next generation of leaders.

“I’m 71,” says Dick Yuengling, the fifth-generation owner of the beer maker D. G. Yuengling & Son. “How many years do I have left? I drop dead, and what’s going to happen?”

Yuengling, the oldest brewery in America, has a sixth ownership generation waiting in the wings: Mr. Yuengling’s four daughters. Several are now working at the company — though they are prepared for a very long apprenticeship.

“He’ll never make the decision to step away from the business,” says Wendy Yuengling Baker, the company’s chief administrative officer. “When he’s no longer here, it’s going to be because he’s gone.”

3)  Seize opportunities.

Gicela López, an immigrant who came to the United States as a teenager, didn’t know how to make tacos, but she always had an ambition to run a business. When a friend in 2010 told her about a taqueria that was for sale at a good price, she jumped on it.

“We didn’t know anything about cooking,” she says. “At the beginning, we were only making $40 or $50 a day.” Ms. López describes cooking with one hand while holding recipes in the other.

Persistence works. The business, Taqueria Izucar, now makes 10 times as much each day as it did when it started, and it wins awards for tacos that the Village Voice recently called “truly transcendent.”

Read more.